Finance options
We offer online finance on selected orders, subject to status.
To apply for finance , choose the finance payment option at the checkout and complete the finance application.
Terms and conditions
10% minimum deposit, 50% maximum deposit . Total value of order must be £280.00 or more to qualify for finance, and the minimum loan amount must be £250.
To apply for finance with a V12 product, you must meet these criteria:
• Is 18 or older
• Is in permanent paid employment, self-employed, homemaker, retired and receiving a pension, working student in parttime work or in receipt of a disability benefit
• Has been a resident in the UK or Jersey for at least 3 years
• Has a debit or credit card in their name, which is registered to their address, to pay the deposit where applicable
• Has a Bank or Building Society current account available – this is required to complete the direct debit instruction
• Has an email address to receive the important information throughout the application process, including their signed credit agreement
For example when paying by V12 Classic Credit : To finance an order over 36 months worth £1000 , it would be a £100 deposit and then £32.67 per month for the next 36 months at 19.9% APR representative, Fixed Annual Interest rate 10.23%:
Total cash price: £1000.00
Deposit: £100.00
Amount of credit: £900.00
Duration of agreement: 36 Months
36 payments of: £32.67
Interest: £176.12
APR: 19.9%
Fixed Annual Interest rate: 10.23%
Total amount payable: £1176.12
Please note: The deposit is taken as soon as the signed finance agreement has been processed.
Please note that all finance options will take slightly longer than paying by card, as we can't begin to process your order until your finance agreement has been processed.
12 Months Interest-Free Finance
We offer 12 Month Interest-Free finance on selected products. All you need to do is choose the Interest-Free credit payment option at the checkout and complete the finance application.
Reidy's Home Of Music Ltd is registered in England and Wales, 04425462 . Registered office Registered office Reidys Home of Music, Unit 26 Mitton Road Business Park, Mitton Road, Whalley, BB7 9YE, United Kingdom,. Reidy's Home Of Music Ltd acts as a credit broker, not a lender and only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance . Reidy's Home Of Music Ltd is authorised and regulated by the Financial Conduct Authority. Our registration no.671733. Credit is provided subject to affordability, age and status. Minimum spend applies.
Not all products offered by Secure Trust Bank PLC are regulated by the Financial Conduct Authority.
If you would like further information on on-line payment and ordering or have any questions, we would be happy to help, please get in touch